Truth in Payments

Short, honest posts to help small business owners understand their credit card processing fees, avoid junk charges, and save money—without switching providers.

Ryan Bates Ryan Bates

Not all “rate reviews” are created equal

Most “rate reviews” leave more profit for the processor than you think. I recently helped a restaurant that thought their rates were good until I found over 1% in markup and cut it by another 0.50%. The difference? Having someone who knows the game.

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Ryan Bates Ryan Bates

The Truth About Passing the Fee to Your Customers

More and more businesses are passing credit card fees to customers—but why are processors pushing this harder than anything else they sell? If it saves the business money, doesn’t that mean the processor earns less? Not quite. In most cases, it means the processor earns more. A lot more. Learn how this trend is being used to quietly increase profit margins and what you can do to protect yourself.

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Ryan Bates Ryan Bates

They Were Overpaying by $2,200 — And Had No Idea

They were paying over $10,800 a month in processing fees — and didn’t even know it. After one negotiation, their fees dropped by more than $2,400. No new system. No switch. Just someone finally paying attention.

Let me know if you’d like a version focused more on curiosity, credibility, or call to action.

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Ryan Bates Ryan Bates

What Happens After You Upload Your Statement?

Most business owners get bombarded with calls the moment they upload a statement online. At Trailblaze, that doesn’t happen. We give you a clear breakdown of your fees, typically same day, with no pressure and no sales pitch. Everything stays private. If you need help, we’ll guide the negotiation for you. No processor switch required.

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Ryan Bates Ryan Bates

If This Saves Money, Why Isn't Everyone Doing It?

Some business owners think they’re already getting a good deal. Others are hesitant to dig into something they don’t fully understand. But the biggest reason people don’t take action? Insecurity. We break down why so many great business owners feel stuck when it comes to credit card processing—and how Trailblaze helps change that.

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Ready to See What You’re Really Paying?

We’ll break it down in plain English—no switch required. No pressure.